Privat 3 Money
In today’s fast-paced digital world, traditional private banking is being reshaped to cater to the expectations of a new generation of ultra-high-net-worth individuals (UHNWI). Established in 2018 and regulated by the Financial Conduct Authority (FCA) in 2020, Privat 3 Money (P3) offers clients a more modern approach to financial services, providing a digital platform that places control in the palm of your hands. Its latest innovation, P3 Marine, is a comprehensive financial and payments platform tailored specifically for the superyacht ecosystem—streamlining operations for yacht owners, captains and crew, family offices, management and brokerage companies. Recognising the unique demands of this elite sector, P3 Marine enhances efficiency, optimises costs, and provides real-time insights, all while ensuring the seamless, discreet financial management that today’s global yachting community expects.
Security is a top priority, and P3 Marine operates on a secure, cloud-based banking platform that provides a unified operational layer seamlessly connecting multiple global banking partners. This empowers users to manage:
- Multi-currency accounts and instant international payments
- Crew payroll, custom cards, and expense tracking
- Owner and guest spending with bespoke controls
- Fast onboarding, treasury oversight, and real-time reporting
Everything is accessible from an intuitive dashboard on web, mobile, or iPad — complete with premium metal cards, AI-driven fraud protection, and 24/7 dedicated support.
As the only dedicated marine platform that is a Visa Principal Member, P3 Marine issues its own debit cards, enabling seamless onboard and worldwide spending.
To find out more about P3 Marine or how to get set up, visit the Privat 3 Money website.


